Voluntary Benefits

Overview

Benefits are the heart of cost and employee retention issues. Traditional medical plans can be expensive. Health benefit costs continue to rise year-after-year, often in the double digit percentage range. That's why companies - especially those with large numbers of hourly paid employees - often don't offer benefits to their employees. While benefits are important to employees, the wrong plan can be expensive and create ill will. In those cases, nobody wins.
 
Voluntary benefit products allow you to offer your employees comprehensive insurance options, while helping you manage benefit costs. Through Murray Financial’s voluntary program, we simplify the enrollment process for you and your employees. Depending on your group size and coverages offered, you will have access to useful services and personal support from a dedicated enrollment team.

Available voluntary products:

• Voluntary Term Life Insurance (with optional AD&D)
• Voluntary Short-Term Disability Insurance
• Voluntary Long-Term Disability Insurance
• Voluntary Dental Insurance
• Voluntary Accidental Death & Dismemberment